GXS Credit Card

Unlimited cashback No FX fees Grab rewards Singtel bills Min. spend required for base cashback Grab rewards paid in GrabCoins
GXS Credit Card

Cashback

1.75%

per $1 spent

Cashback

1.75%

per $1 spent
Singtel

$180

Annual Fee

Key Benefits

  • 1.75% unlimited cashback on eligible local spend with S$500 minimum spend per billing cycle
  • 1.75% cashback on Singtel bills with no minimum spend
  • 3% to 10% back in GrabCoins on Grab rides, food, mart and express in Singapore
  • Flat 10% back in GrabCoins on overseas Grab spend
  • No cap on cashback or GrabCoins
  • 0% foreign currency transaction fee
  • One shared credit limit across the card and GXS FlexiLoan
  • Annual fee of S$196.20 waived for the first year if approved by 31 Dec 2026