Yes, you can change the category of your transactions. To do so, follow these steps:
- Go to your Homepage > Recent Transactions > view your list of transactions.
- Tap on the transaction you want to edit to view the details.
- Click on Category.
- Select your preferred category from the list of categories available.
- After selecting the category, remember to click Save, you can decide to apply this change to All Transactions. This will auto-categorise your past and future transactions with the same description (e.g. merchant name).
- You can view all you custom rules by going into your Settings on your homepage (click on your picture / avatar), select Advanced Settings and click on the Custom Categorisation section.
No, Dobin doesn’t support adding custom categories.
However, you can add your own Custom Tags. Simply tap on a transaction and add tags.
You can use an existing tag or create new tags personalised to your needs.
The Financial Insights feature helps you track your monthly expenses on utilities, bank charges and recurring expenses for greater financial visibility and control.
Use this feature to identify any unnecessary subscriptions, or to spot bank charges that could be waived off.
Tap on your Settings and select the Displayed Accounts feature to toggle off the accounts that you do not wish to track.
Please note that you need to have at least one account toggled on for every bank.
Yes, you can share the details of your transactions. To do so, follow these steps:
- Go to your Homepage > Recent Transactions > view your list of transactions.
- Select the multi-select feature (top right).
- Select the transactions you want to share.
- Click on the share button (bottom right) to share your transaction details to your friends and family.
If you select transactions across multiple months, Dobin will share the list of transactions ordered chronologically.
The Merchant Category Code (MCC) is a four-digit identifier used to categorise merchants based on the goods or services they sell.
Rewards earned on credit cards for purchases at specific merchants are often determined by the MCC assigned to those merchants. Special earn rates or exclusions may apply based on the MCC.
Go to your Homepage and click on the MCC widget to get started.
Yes, you can search for a merchant’s MCC.
- Go to your Homepage and click on the MCC widget.
- Type in the merchant’s name.
- Click on the name to view the merchant's MCC (highlighted in green).
To view the MCC of a merchant you spent at:
- Go to your Homepage > Recent Transactions > view your list of transactions.
- Select the transaction you want to view the MCC for to view the transaction details.
- Select the Explore Discounts widget to identify the merchant MCC.
Yes, you can see more than 3 months of data on your Accounts, Expense, Cashflow and Financial Insights trend pages.
You can scroll across the trend screen or select the magnifier to zoom in or zoom out to personalise the trend view. You can also change to landscape view to see the monthly trend across all your available data.
The number of months you can see for each account will vary for each bank. You can view the detailed transaction retrieval period for each account from your Accounts page.
Ensure to refresh your accounts regularly (at least once a week) to see a longer-term view of your personal finances.
To sort your transactions:
- Go to your Homepage > Recent Transactions > view your list of transactions.
- Select the Sort feature on the top right.
- Choose whether you want to sort your transactions by amount, date, or merchant name.
To report an incorrect MCC:
- Tap on View All / Report (next to the MCC).
- Click on Report and Suggest new MCC (ensure it is a 4-digit code).
If you're missing transactions after refreshing your accounts, follow these steps to retrieve them:
- Go to your Homepage and select Manage to view the list of bank connections.
- Delete your existing account connection with the bank by clicking on the bank and selecting Delete.
- Reconnect your bank account (complete the two-factor authentication if prompted to do so).
- You should be able to see all your latest transactions with your bank.
You can view your pending transactions for DBS, UOB, OCBC, Citibank and Standard Chartered.
We are optimising our coverage to including pending transactions for other banks in the future.
To view your trends:
- Go to your Accounts page and click on the Expense tab. Select View Trends to view the Expense Trends.
- Go back to your Accounts page and click on the Cashflow tab. Select View Trends to view the Cashflow Trends.
You can view a monthly breakdown on the respectives pages and even view a breakdown of your expenses by category or sub-category.
You can exclude such transfers (e.g. money you send to another account you hold) from expense and income as follows:
- Select the transaction you wish to categorise as Self-Transfer.
- Toggle on the Self-Transfer function and click “Save”.
- This will ensure that your transaction is not captured in your income or expenses.
You can only toggle-on Self-Transfer for transactions for which the Transaction Type is Transfer (not Card Payment). However, we are planning to add a feature in the future that allows you to exclude any transaction.
Please close the app fully (by swiping up/left/right) and open it again to check if the issue is resolved. If the issue happens again multiple times, please contact Dobin at support@dobin.io so we can investigate the issue.
- Tap on the 'Recent Transactions' widget from the homepage to view your transactions.
- You can also view your transactions from the Accounts page or the My Cards page for a card-level breakdown of transactions.
- Click to view your transactions and tap on the multi-select button on the top right (second button from the right).
- At the bottom, tap on the transaction button hyperlink to optimise your transaction selection.
- Filter and customise what transactions you want to see, whether it’s expenses, income, or everything at once.
Financial Health Indicator is a way to understand your financial position and how prepared you are to meet your goals. It highlights both strengths and areas for improvement.
To calculate your financial health, we consider 8 key indicators: Income Stability, Expense Trends, Saving Ratio, Payment History, Emergency Fund, Debt Management, Credit Utilization, and Investment Ratio.
It also checks your emergency fund to ensure you can handle unexpected expenses and manage debt effectively. A good score improves your chances of approval for loans or credit cards.
You can share your Financial Health Score with friends and family by clicking the share button on the top right of the Financial Health page.
The financial indicators on your app show where you stand in different areas of your finances and give you a clear overall view. This helps you understand your strengths and where you can improve, The 8 Financial Indicators are:
- Income Stability: Measures how reliable and steady your income is from different sources. - Expense Trends: Tracks your monthly spending habits and consistency. - Saving Ratio: Shows the percentage of your income saved after covering expenses. - Payment History: Records your consistency in making credit card and loan repayments. - Debt Management: Evaluates your monthly debt obligations compared to your income. - Credit Utilization: Shows the percentage of your credit limit being used. - Investment Ratio: Measures how much of your income is invested for the future. - Emergency Fund: Tracks savings available for unexpected expenses against monthly costs.
A high Financial Health Score boosts your chances of loan and credit card approval, while a low score highlights areas for improvement to strengthen your financial health.
Tip: To improve your score in any of these indicators, you can get more information about a specific indicator by clicking the info button next to it.
